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CDBG / Housing Division

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The CDBG / Housing Division manages various programs to assist with:

Fair Lending Notice and Statements

The City of Lompoc is an equal opportunity lender and adheres to the Federal Fair Housing and Equal Credit Opportunity Acts. 

Fair Lending Notice & Statement of Non-Discrimination (in English and Spanish)

The division is in the process of translating documents to Spanish. For additional assistance, please contact Chanel Ovalle at 805-875-8245.

Homebuyer Assistance Program

(This program is currently closed and is expected to reopen in early 2026.) 

The Lompoc Homebuyer Assistance Program (LHAP) is a City of Lompoc Housing Trust Fund Program that expands home ownership opportunities in the Lompoc community.  The program reduces the financial challenges of buying a home by lowing upfront purchase costs and carrying costs.  The program enables qualified families to purchase a home that provides a stable residence which in turn strengthens the families, neighborhood and community.  Participants must be first time home buyers with low to moderate incomes (up to 120% Area Median Income) and must purchase a home located within the Lompoc city limits.  For detailed information, please see Lompoc HAP Guidelines and LHAP101-Underwriting Standards. 

Program highlights:

  • Loan Amount: Up to 18% of purchase price not to exceed $153,000
  • Interest Rate: Fixed 3% 
  • Term: 30-years
  • Payment Terms: No monthly payments; repayment is deferred until the earliest of:
    • Refinance of the first mortgage
    • Sale of Property
    • Transfer of Title
    • Default
    • 30 Year Maturity Date
  • Closing Cost Grant up to $7,500
  • Eligible Properties: Owner-occupied single-family homes located within Lompoc city limits that are on a permanent foundation and have an individual deed to property
  • Income Requirement: Borrower income must be 120% at or below the area median income

For more information and to qualify, contact a City Approved First Mortgage Lender as reflected on the following flyers:

LHAP - Loan Flyer in English

LHAP - Loan Flyer in Spanish

The City of Lompoc is currently accepting applications for Approved Lender Status.  Please see the following News Press Release for additional information and the application below:

Press Release - Invitation to Lenders to Apply for Approved Lender Status

LHAP Lender Application 2026

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Community Development Block Grant (CDBG) Program

The CDBG Entitlement Program, established in 1974 and administered by the U.S. Department of Housing and Urban Development (HUD), allocates annual grants to non-profit agencies who will develop viable communities by providing decent housing, a suitable living environment, and opportunities to expand economic opportunities, principally for low- and moderate-income persons.    

Monitoring, Compliance and Resources

Agencies who receive funding from the City can access forms and tools:

On May 6, 2014, the City Council adopted Chapter 45 of the Administrative Procedures Manual’s Sub-Recipient Financial, Programmatic, and Monitoring Reporting Requirement Policy (Policy). This Policy prescribes responsibilities for non-profit partners, affordable housing providers, and affordable housing developers, collectively, sub-recipients (Sub-Recipients). The Policy defines a Sub-Recipient as an affordable housing organization organized primarily to provide for lower-income residential, transitional, and homeless housing needs, non-profit agencies providing community services, and organizations that receive funding through the City by way of grants or loans.

Sub-Recipient Financial, Programmatic, and Monitoring Reporting Requirement Policy – Audit and Compliance Findings Report.

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